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-Report by Nandini Gupta

The Supreme Court has held it in the case of HDFC Bank Ltd. & ors. vs. Union of India that a balance has to be struck between the right to privacy and the right to information.


The banks have stated that the Reserve Bank of India has given instructions to the Banks to disclose confidential data under the Right to Information. However, the banks cannot ask for such data according to section 8 Reserve Bank of India Act and the Banking Regulation Act, of 1949. This influences the right to privacy of such Banks and their purchasers. The Reserve Bank of India had given such bearings considering the decision of the High Court in the case of Reserve Bank India v. Jayantilal N. Mistry and Girish Mittal versus Parvati v. Sundaram and another. The application has been filed to dismiss these writ petitions.


The applicant, Girish Mittal had looked for excusal of the writ petitions while battling that the current writ petitions, in actuality, are testing the last judgment and Request passed by the Court on account of Reserve Bank of India v. Jayantilal N. Mistry and consequently were not viable and is responsible to be excused.

Advocate Prashant Bhushan, showing up for the benefit of the applicant­-Girish Mittal depended on the judgment of a Nine-Judge Seat of the High Court on account of Naresh Shridhar Mirajkar and others versus Territory of Maharashtra and Anr. on the side of his recommendation that a legal choice can’t be rectified by the Court in the exercise of its purview under Article 32 of the Constitution of India.


Senior Supporters Rakesh Dwivedi, Mukul Rohatgi, Dushyant Dave, Jaideep Gupta, and K.V. Viswanathan and Supporter Divyanshu Sahay, showing up for the writ solicitors Banks presented that the right to protection has been supposed to be as understood essential right by a Five­-Judge Constitution Seat of the Court on account of High Court Promoters on­Record Affiliation and another versus Association of India.

It was additionally presented that Section 45NB of the Reserve Bank of India Act accentuates on the classification of specific data with respect to non-banking organizations. It was expressed that sub­section (4) of Section 45NB of the Reserve Bank of India Act, which is a non­obstante condition, gives that, despite anything contained in any regulation for the time being in force, no court or council or other authority will constrain the Bank to deliver or to give examination of any assertion or other material got by the Bank under any arrangements of this Section.


The Supreme Court observed

“This Court has seen that however Judges of the greatest court put forth a valiant effort, yet circumstances might emerge, in the most extraordinary of the uncommon cases, which would require reexamination of a last judgment to fix unnatural birth cycle of equity grumbled of. It has been held that in such a case it wouldn’t just be legitimate yet additionally compulsory both lawfully and ethically to correct the mistake. This Court additionally held that to forestall maltreatment of its cycle and to fix a ridiculous unsuccessful labor of equity, the Court might reevaluate its decisions in exercise of its intrinsic power.”

The Court additionally noticed that in the current case, as a matter of fact, the writ solicitors Banks were not parties in that frame of mind of Jayantilal N. Mistry (supra). The Court saw that however the Different Applications documented by HDFC Bank and others for review of the judgment and request on account of Jayantilal N. Mistry (supra) were dismissed by the Court, the Court didn’t dispossess the right of the applicants’ Banks to seek after different cures accessible to them in regulation.

“Without offering any last viewpoint, by all appearances, we track down that the judgment of this Court on account of
Jayantilal N. Mistry (supra) didn’t think about the part of adjusting the right to data and the right to protection.”,
the Court held.

The Court additionally saw that the main cure accessible to the candidates is to approach the Court via writ request under Article 32 of the Constitution of India for assurance of the principal privileges of their clients, who are residents of India. In this manner, the Court dismissed the fundamental complaints.

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